How Does Pre-Settlement Funding Work?
Get the cash you need today

Pre-Settlement Funding is a cash advance provided to a plaintiff involved in a lawsuit or legal claim. For many typical places like banks and credit unions will not approve them for funding due to job loss, income loss, and credit score. Pre-Settlement Funding is based solely on the strength of your claim.
Pay living expenses and bills while waiting for your case to settle.
Your life does not stop and wait for your claim to settle. You still have needs and monthly obligations. Pre-Settlement Funding gets you the cash you need, when you need it. It is a great way to help you stay financially stable while you wait for your case to settle.
Pre-Settlement Funding is a valuable service for those victims who need financial help. Our rates are low, and we offer quick approvals. We do not require credit or work history checks for approval.
No risk. Pay back only if you case succeeds.
The money is advanced on a non-recourse basis, which means if your case is lost, you owe nothing. It is enough to go through a personal injury of any kind, but to then go through financial stress makes it so much worse. This type of funding is designed for victims just like you.
Our Prospect Funding team makes the process easy, they will answer any questions, and help you get started. Applications are quick and easy. Most approvals can be completed within 24 hours.
Pre-Settlement Funding gives the plaintiff the funds they need so they can avoid taking an early settlement. It allows their attorney the time they need to get them their client the best settlement.
- NO credit checks.
- NO employment proof or history.
- Pre-Settlement Funding is approved based only on the strength of the case
- There are no upfront fees or monthly payments.
- Repay when the case settles.
- If your case loses, there is no obligation to repay the lawsuit funding funds.
Injury Lawsuit Loan – Why it is not really a loan

A personal injury lawsuit loan can be a financial life saver if you are a plaintiff in a personal injury case. This funding is a huge help as you try to stay afloat and pay all your bills while your case is pending in court. While many refer to funding as a “loan”, it really isn’t a loan in the customary sense. It is a cash advance against the proceeds you expect to receive when your case settles. There are no upfront fees or monthly payments, no out of pockets expense. You do not repay until your case settles, and if you lose your case you don’t pay anything back to the lawsuit cash advance company.
You will see these personal injury “lawsuit loans” referred to, and advertised as pre-settlement funding, settlement cash advance, lawsuit funding, and many more similar titles.
You might not realize that most personal injury cases can go on for many months, sometimes years. There are many types of delays. You may be waiting for a court date. Your attorney may be forced to be part of drawn-out negotiations with the insurance company. Sometimes this is done purposefully in hopes you will give in and settle for a lesser amount. Whatever is causing delay is settlement, your life continues, there are bills to pay, and commitments to keep.
Whether it is your mortgage, rent, utility bills, auto loan payments, doctor bills, you have financial responsibilities to meet on a monthly basis.
If you’ve been dealing with long term injuries as part of your personal injury case, you may be forced not to work, which can cause debts to pile up. Your family and friends will no doubt do all they can but it’s really not fair to have them take on this burden with no end in sight. Sure, you can try to apply for a bank loan, but most banks won’t fund against a pending settlement. If they would, they would expect monthly payments and repayment even if you did not receive a settlement as this would be treated just like a typical loan agreement. Applying for a personal injury “lawsuit loan” is a simple and rather quick process.
Settlement Cash Advance for Medical Malpractice Claim
Medical malpractice covers many different kinds of improper treatment by medical professionals, which leads to a patient’s unnecessary and avoidable injury, suffering or death. Some of the most common include; delayed or failure to diagnose, medication errors in dose or type, surgery malpractice, birth or pregnancy injuries to mother and/or child, nursing home negligence, anesthesia malpractices, and many more. Some of the most common people and businesses involved in medical malpractice cases include; hospitals, doctors, surgeons, anesthesiologists, nurses, nurse practitioners, chiropractors, psychiatrists, psychologists, nursing homes, to name a few. If the negligence of medical staff or hospital can be proved, the injured person may be entitled to monetary compensation from that party.
Due to the complexity and serious nature of medical malpractice cases, they can take months to even years to settle. The personal injury and even death related to some of these cases can be devastating to the victims and their families. If the victim is seriously hurt, they may not be able to return to work or will have restrictions. With a limited to no cash flow it’s difficult to keep up with month to month living expenses.
Apply today so you can protect you and your family from financial hardship. A medical malpractice settlement cash advance can get you the money you need today to stay current with your bills and allows your attorney more time to get you the settlement you deserve.
A medical malpractice lawsuit advance is not a loan but its better! There are no upfront fees or monthly payments. No credit or employment history checks. The funds are advanced according to the strength of your case alone. If your case is loses in trial or does not settle you owe nothing. The application and approval process is quick and easy! Apply online or call 866-540-2001 to get started today!